Well... Summer is in it's last few weeks. It does not seem to be cooling down temperature wise nor housing wise. I typically take some time off in July since my youngest daughter Stacey, my Daddy (dec.) & I all celebrate our birthdays with special fun of some sort. This has been the hottest & driest summer I recall. Winter was a bit out of kilter as well.

     The Housing Inventory is rising but most prices are not. However I have enjoyed several sales over the past 3 months as well as rentals placed. One was a cash buyer transferred in from Alabama who called me, asking for my help... since 3 other agents just coudn't find time to work with him! I found him a joy to work with and we found him a great Titusvillage home in wonderful condition for only $150,000.!! His sons are excited about starting school here soon!

     Rates are down! Financing is the most affordable I've seen since I started in 1973!  4.5% +/- In fact, I can remember one client jumping at a house some years ago simply because it was an area he liked, and the owner would finance it at 5%, back when rates were over 8%. Unfortunately for many lower end buyers, the foreclosed or short sale houses available just do not qualify for the FHA home loans without repairs and/or financial help. News from Realtor.com announces that rural financing is back this week! Thousands of Rural Home Buyers Aided by Passage of Housing Funding... Realtor.org This may help out for some of these houses. I do have a nice pre-approved couple looking for a home with 1+ acre, zoned for horses for $90,000 or less. Please let me know if you hear about one that might work!

     Enough for today and I promise to be more regular with my blogging. I do participate in several... plus I still need time to sell homes and enjoy life! Make it an awesome month! Laughing